Alaska Home Buying & Selling Questions, Answered

Start by talking with a local lender about pre approval, then reach out to me. We will build a plan around your budget, timeline and must haves, and I will set up a custom search. See my first time buyer guide.

It depends on the loan. VA loans can allow zero down for eligible veterans, FHA loans allow a low down payment, and conventional loans start at small percentages for qualified buyers. Your lender will confirm what you qualify for.

Yes. Alaska Housing Finance Corporation offers programs that may help qualified buyers with rates and down payment. Ask your lender which ones fit your situation.

Buyers typically pay for lender fees, title insurance, escrow and prepaid items like taxes and insurance. Your lender will give you a Loan Estimate with the details.

Yes. Inspections matter even more here because of winter conditions, heating systems, roofs, drainage, and wells and septic systems outside the city.

Start with a free home value report, then let me refine it with the comps buyers are actually using in your neighborhood.

Use my seller net calculator for a quick estimate, then I will prepare a detailed net sheet for your home.

Spring and summer usually bring the most buyers, but well priced homes sell year round. Low inventory can make winter a smart time to stand out.

Focus on what buyers notice and what inspectors flag. I will walk your home and tell you which projects are worth it and which are not.

It depends on price, condition and area. Recently, Anchorage homes averaged about 71 days on market and Wasilla homes about 89, while homes priced right from day one often sell much faster.

No. Alaska has no state income tax and no statewide sales tax, although some local governments have their own taxes.

The PFD is an annual payment to eligible Alaska residents. Eligibility generally requires a full calendar year of residency, so check the official PFD rules for details.

Many homes in Eagle River, Chugiak and the Mat Su Valley use private wells and septic systems, which should always be inspected.

Look for good insulation, reliable heat, a solid roof, an arctic entry and a heated garage. I point these out on every showing.

Anchorage, Eagle River, Chugiak, Girdwood, Wasilla, Palmer, Big Lake and the wider Mat Su Valley.

Yes. I help service members buy and sell around JBER, including VA buyers and families who need to buy before they arrive. See my JBER relocation guide.

Yes. I offer live video tours, digital paperwork and remote closing coordination. See my relocation guide.

Call or text 907.632.3661 or email lorrie@lorriesewardrealty.com.